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What exactly is identity theft?

What exactly is identity theft?

Identity theft occurs when an unauthorized party uses your personally identifying information, such as your name, address, Social Security Number (SSN), or credit card or bank account information to assume your identity in order to commit fraud or other criminal acts.

What is the criminal charge for identity theft?

Identity theft in California can be charged as either a felony or a misdemeanor depending on (1) the defendant’s criminal history, and (2) the specific facts of the case. A person convicted of misdemeanor identity theft faces up to one year in county jail, a fine of up to $1,000, or both.

Do you need lawyer for identity theft?

You should definitely contact an attorney if you’re notified of a legal action against you based on debts incurred by the identity thief.

What is an example of identity theft?

Other Common Examples of Identity Theft Stolen Wallets. Stolen Checks. Card Skimmers. Phishing, Smishing, and Vishing Scams.

What does a person need to steal your identity?

Much like a Social Security number, a thief only needs your name and credit card number to go on a spending spree. Many merchants, particularly online, also ask for your credit card expiration date and security code. But not all do, which opens an opportunity for the thief.

What is the cause of identity theft?

Among the leading causes of identity theft, data breaches stand out as they can rapidly impact a massive group of people. Aside from credit card numbers, a data breach may leak victims’ email addresses, passwords, Social Security numbers, and even those same personal identifiers of victims’ family members.

Can I get compensation for identity theft?

Luckily, victims of identity theft may be entitled to financial compensation via an identity theft lawsuit. If you are a victim of identity theft, please contact a consumer class action attorney for assistance.

Who do I call about stolen identity?

You can call the Federal Trade Commission (FTC) at 1-or TDD at 1- or online at http://www.consumer.ftc.gov/features/feature-0014-identity-theft to report identity theft.