How much does it cost to add an authorized user to Amex?

Amex Platinum Authorized User Benefits and Fees Like all American Express Cards, the Platinum Card allows you to add Additional Card Members, commonly known as “authorized users,” to your account. The annual fee is $175 for up to three Additional Platinum Cards, then $175 for each Additional Platinum Card thereafter.

Does Amex deny authorized users?

American Express authorized users can be denied if they are younger than 13 years old or if they have a bad history with Amex, such as past defaults or lawsuits with the company.

Does adding authorized user affect their credit?

In and of itself, adding an authorized user won’t impact your credit. You won’t see a negative ding on your credit report, and your score won’t dip after you add your spouse, your mother or your teenager to your credit card account.

Do Authorized users build credit Amex?

Yes. American Express reports authorized users to credit bureaus.

Does adding someone to my Amex account help their credit?

Consumers need it to get approved for a mortgage or car loan – and to qualify for the best credit cards at the lowest interest rates. Adding someone as an authorized user on your American Express credit card account can help them build a credit score if they lack one, or improve one that’s weak.

Will adding an authorized user hurt my credit?

Will adding authorized user hurt my credit?

Does it hurt your credit to add an authorized user?

Does it hurt your credit to be removed as an authorized user?

The Impact of Being Removed You can typically get points back over time by building your credit score with your own credit accounts. If you’re the primary account holder, removing an authorized user won’t affect your credit score. The account will continue to be reported on your credit report as normal.

Does American Express report authorized users?

Does American Express report authorized users to credit bureaus? Yes. American Express reports authorized users to the three major credit bureaus, Experian, Equifax and TransUnion. But the authorized user has to be at least 18 years old. Also, they must provide their Social Security number and date of birth.

How do you remove an authorized user from American Express?

– Submit another dispute with new relevant proof. – Contact the company that furnished the disputed information and send them a copy of your dispute.4 – Add a statement of dispute to your credit report. A statement of dispute allows you to explain why you believe certain information shown on your report is wrong. – Submit a complaint to the CFPB.

Does American Express offer online chat for card members?

If you’re an American Express cardholder, you can check if you have any retention offers via the online chat feature once you log into your account online. Keep in mind that when chatting online they are only able to offer retention offers for personal cards.

How do you contact American Express?

Simple ways to contact American Express. Check Our FAQs. customer-service-Opening in new window. Visit FAQs. Visit our FAQs page to see if there is a quick answer to your query. Start Live Chat. Login to Start Chat. To chat with a Customer Care Professional, please click the Chat icon (you must be logged into your Account).