Does Aviva cover pre-existing conditions?

We don’t usually cover pre-existing conditions, however once we have assessed your questionnaire and any information from your doctor, we will let you know in your policy documents which symptoms or conditions we can’t cover under your policy.

Does Aviva cover prescriptions?

All prescriptions issued from video appointments through Aviva Digital GP are private prescriptions and can be viewed in the app within 4 hours of your consultation finishing. When you opt for your medication to be delivered your private prescription is free (you only pay for the medication and the delivery costs).

Is Aviva good for health insurance?

Aviva is rated 4.6 out of 5.0 from over 21,000 reviews on independent review site Trustpilot, giving it an overall rating of ‘Excellent’. Aviva’s ‘Healthier solutions’ health insurance policy receives the highest possible rating of 5 stars from independent financial product rating service defaqto.

How does medical underwriting work?

Medical underwriting involves researching the medical history of an applicant for insurance in order to identify risk factors and price coverage accordingly. In recent years, regulations have limited the use of medical underwriting in determining rates.

What medical conditions prevent you from getting life insurance?

Depending on the insurer, you might be disqualified from simplified issue life insurance if: You’re in a nursing home or treatment facility. You’re mobility is impaired and you require a wheelchair. You’ve been diagnosed with a high-risk illness such as cancer, HIV or kidney disease.

Does Aviva cover menopause?

To build on this, Aviva has launched a menopause support app, by Peppy, freely available to all Aviva UK employees. Accessed through a smartphone app, the support includes a free 45-minute one-to-one phone consultation with a menopause specialist.

What is the Aviva access number?

0808 301 8067, seven days a week, 8am – 8pm.

How does Aviva health insurance work?

How does health insurance work? You choose the healthcare benefits you need and pay a premium. Then, if you get a short-term illness or injury, and are referred by your GP, we’ll help you choose from a wide range of high-quality private facilities and hospitals.

Is BUPA part of Aviva?

Formed in 2011 following the amalgamation of Friends Provident, the majority of AXA’s UK Life business, and Bupa Health Assurance. The business was acquired by Aviva in April 2015.

Is underwriting illegal?

In a few states, medical underwriting is always illegal in the individual health insurance market. All policies in such states must be sold on a “guaranteed issue” basis, meaning nobody can be turned down based on their health status. These states also prohibit insurers from charging premiums based on health status.

What skills do you need to be an underwriter?

A good underwriter is also detail-oriented and has excellent skills in math, communication, problem-solving, and decision-making. Although a university degree isn’t a requirement across the board, some employers may hire you if you have relevant work experience and computer proficiency.